Work for you.
Being in debt is never nice, huge sums of money leaving your account every month leaving you struggling to meet daily requirements, Debt collectors constantly calling, Credit Rating low and with interest building up; the money leaving your account just doesn't seem to make a dent in what you owe.
Although you may be feeling completely alone and embarrassment may be keeping from talking about your problems rest assured you are not alone over 8.2 Million families in the UK are struggling with debt and one thing you have to understand is that it's not your fault.
Our aim is simple, to put your needs above all else and we aim to write off 85% of all of your debts and reduce your monthly payments by around 60%. With absolutely No upfront costs.
Interest makes up a large quanity of the sum owed, Sometimes mimimum payments just cover interest. Freeze this immediately.
Once an IVA is signed debt collectors will be forced to not contact you and instead deal with your IVA practicioner as your other creditors.
If your debt was affordable then you would not be struggling, creditors should always check affordability before offering credit. The fact that they didnt allows us to request up to 85% is wrote off.
£500 currently being paid out in debts could quickly be reduced to £200* once a sum of the debts have been written off and interest frozen.
Once your IVA has been completed all of the debts and the IVA itself will be removed from your credit rating. Leaving you able to get a Mortage with as little as 5% deposit.
An IVA costs nothing to set up, You will be given one monthly payment to make each month. and once signed all debts will be replaced with that one payment.